Customer Initiates Payment
Customer selects preferred payment method (QRIS, e-wallets, virtual accounts, cards, bank transfer, etc.).
Payments & Disbursements
Digital Payment Solutions
Powering Seamless Global Commerce Through Localized Payments
Enable frictionless pay-in and payout experiences through Airpay’s enterprise-grade digital payment infrastructure. Connect to localized payment ecosystems including QR, virtual accounts, e-wallets, bank transfers, cards, and alternative payment methods through one unified integration designed for scalable global growth.
Localized Payment ConnectivityUnified Pay-In & Disbursement InfrastructureScalable & Reliable Transaction Processing
Connected Payment Infrastructure
Power localized payment experiences through one unified ecosystem built for scalable global commerce.
Scalable Global Disbursements
Enable seamless payouts and fund distribution across banking networks and digital payment ecosystems worldwide.
Intelligent Transaction Operations
Optimize payment visibility, transaction monitoring, and settlement performance through real-time infrastructure.
Secure Infrastructure for Digital Commerce
Enterprise-grade protection and compliance designed to support secure, scalable, and reliable payment operations.
Payment In Flow
Seamless Payment Collection
Enable frictionless payment experiences with a wide range of local payment methods across global markets.
QRIS e-Wallet VIRTUAL ACCOUNT VISA Mastercard
Authentication & Authorization
Payment details are securely validated through 3DS, OTP, or wallet authentication as required by the rail.
Transaction Processing
Airpay routes the transaction through the optimal network for real-time processing and fraud screening.
Settlement & Reconciliation
Funds are settled to your account. Airpay reconciles transactions with full visibility and reporting.
Payment Successful
Disbursement Flow
Reliable Disbursement at Scale
Disburse funds to recipients seamlessly through our connected payout network across multiple markets.
BANK TRANSFER E-WALLET MOBILE MONEY
Create Payout
Initiate single or bulk payouts via Airpay dashboard, API, or file upload with recipient details.
Validation & Compliance Check
Airpay validates account details and performs compliance and risk screening.
Payout Execution
Funds are sent to recipients via local bank rails, e-wallets, or alternative payout networks.
Confirmation & Tracking
Track payout status in real time with detailed reports and webhook notifications.
Disbursement Successful
Global Coverage
Local payment methods across multiple markets
Enterprise Security
PCI-DSS certified with advanced fraud protection
High Performance
Optimized routing for higher success rates
Real-Time Visibility
End-to-end tracking and reconciliation
Global Digital Use Cases
Enterprise Payment Infrastructure Powering Global Digital Business Models
Airpay enables scalable payments, disbursements, and Digital Carrier Billing experiences for high-growth digital platforms operating across emerging and global markets.
Marketplace & Creator Economy Platforms
Seamlessly manage collections, seller settlements, and creator payouts through scalable payment infrastructure.
Cross-Border Commerce & Global Expansion
Enable localized payment experiences and frictionless transactions across high-growth international markets.
SaaS, Subscription & Digital Service Platforms
Optimize recurring billing, payment accessibility, and scalable subscription operations for global digital users.
On-Demand, Gig Economy & Platform Businesses
Power real-time collections and automated disbursement experiences designed for scalable digital workforce ecosystems.
Why choose Airpay
Bank Indonesia
Licensed
ISO 27001
Compliant
PCI DSS
Level 1 Verified
Fast Integration
Unified Dashboard
Payments & Disbursements Platform
One Platform for
Payments & Disbursements
Airpay powers business growth with a unified payment and disbursement infrastructure that’s secure, reliable, and built for scale across global markets.
85+ Payment Channels through one unified API
Accept payments from e-wallets, virtual accounts, bank transfers, QRIS, cards, and more — all in one simple integration.
Trusted by 100+ Merchants across 15+ Countries
Powering digital businesses, marketplaces, fintechs, and platforms across multiple industries and regions.
Bank-Grade Security & PSP Partner Compliance
Enterprise-grade security with smart routing, fraud protection, and full compliance with leading PSP partners.
PCI-DSSISO 27001CERTIFIEDPSP PARTNER COMPLIANCEQuick Onboarding via Airpay Dashboard
Self-serve onboarding, API key management, and developer-ready SDKs — everything you need to go live faster.
Payments
Accept payments globally
85+
Payment Channel Options
through one unified API
Disbursements
Disburse to accounts globally
Disburse to
Bank Account, VA Account and E-Wallet Account
AAirpay Dashboard
This Month (May 1 – May 31)A
Total Transaction Volume
Rp. 12.540.000.000
+18.6% vs last month
Successful Transactions
98.7%
Success Rate
Total Disbursement Volume
Rp. 8.340.000.000
+22.4% vs last month
Recent Transactions
| Transaction ID | Type | Channel | Amount | Status | Date |
|---|---|---|---|---|---|
| TRX-20240520-001 | Payment | E-Wallet | Rp. 250.000 | Success | 20 May 2024 10:22 |
| TRX-20240520-002 | Payment | Virtual Account | Rp. 125.000 | Success | 20 May 2024 10:18 |
| TRX-20240520-003 | Payout | Bank Account | Rp. 1.000.000 | Success | 20 May 2024 10:15 |
| TRX-20240520-004 | Payout | E-Wallet | Rp. 75.000 | Pending | 20 May 2024 10:10 |
Developer Tools
API Keys
Manage your API keys
Documentation
View API reference
SDKs
Download SDKs
Trusted PSP Partners
Let's build your payment growth together
Payments made simple. Growth made possible.
Airpay enables businesses to accept payments and send payouts through a unified platform.