Customer Initiates Payment
Customer selects preferred payment method (QRIS, e-wallets, virtual accounts, cards, bank transfer, etc.).
Payments & Disbursements
Digital Payment Solutions
Powering Seamless Global Commerce Through Localized Payments
Enable frictionless pay-in and payout experiences through Airpay’s enterprise-grade digital payment infrastructure. Connect to localized payment ecosystems including QR, virtual accounts, e-wallets, bank transfers, cards, and alternative payment methods through one unified integration designed for scalable global growth.
Localized Payment ConnectivityUnified Pay-In & Disbursement InfrastructureScalable & Reliable Transaction Processing
Connected Payment Infrastructure
Power localized payment experiences through one unified ecosystem built for scalable global commerce.
Scalable Global Disbursements
Enable seamless payouts and fund distribution across banking networks and digital payment ecosystems worldwide.
Intelligent Transaction Operations
Optimize payment visibility, transaction monitoring, and settlement performance through real-time infrastructure.
Secure Infrastructure for Digital Commerce
Enterprise-grade protection and compliance designed to support secure, scalable, and reliable payment operations.
Payment In Flow
Seamless Payment Collection
Enable frictionless payment experiences with a wide range of local payment methods across global markets.
QRIS e-Wallet VIRTUAL ACCOUNT VISA Mastercard
Authentication & Authorization
Payment details are securely validated through 3DS, OTP, or wallet authentication as required by the rail.
Transaction Processing
Airpay routes the transaction through the optimal network for real-time processing and fraud screening.
Settlement & Reconciliation
Funds are settled to your account. Airpay reconciles transactions with full visibility and reporting.
Payment Successful
Disbursement Flow
Reliable Disbursement at Scale
Disburse funds to recipients seamlessly through our connected payout network across multiple markets.
BANK TRANSFER E-WALLET MOBILE MONEY
Create Payout
Initiate single or bulk payouts via Airpay dashboard, API, or file upload with recipient details.
Validation & Compliance Check
Airpay validates account details and performs compliance and risk screening.
Payout Execution
Funds are sent to recipients via local bank rails, e-wallets, or alternative payout networks.
Confirmation & Tracking
Track payout status in real time with detailed reports and webhook notifications.
Disbursement Successful
Global Coverage
Local payment methods across multiple markets
High Performance
Optimized routing for higher success rates
Real-Time Visibility
End-to-end tracking and reconciliation
Global Digital Use Cases
Enterprise Payment Infrastructure Powering Global Digital Business Models
Airpay enables scalable payments, disbursements, and Digital Carrier Billing experiences for high-growth digital platforms operating across emerging and global markets.
Marketplace & Creator Economy Platforms
Seamlessly manage collections, seller settlements, and creator payouts through scalable payment infrastructure.
Cross-Border Commerce & Global Expansion
Enable localized payment experiences and frictionless transactions across high-growth international markets.
SaaS, Subscription & Digital Service Platforms
Optimize recurring billing, payment accessibility, and scalable subscription operations for global digital users.
On-Demand, Gig Economy & Platform Businesses
Power real-time collections and automated disbursement experiences designed for scalable digital workforce ecosystems.
Let's build your payment growth together
Payments made simple. Growth made possible.
Airpay enables businesses to accept payments and send payouts through a unified platform.